Great to work with and gives and delivers on realistic expectations.Natasja Etsebeth
Homefree has access to hundreds of products via our panel of more than 30 residential and 14 commercial lenders.
We can assist you in finding the most suitable product for your individual needs.
At Homefree Mortgages we are not interested in buzzwords or advertising jargon; we are simply committed to providing our clients with honest, straight-forward and individualised advice.
Would highly recommend Nathan and his team for all your finance needs. Have referred friends and clients to Nathan over many years and he always does a great job. Very courteous, professional and goes the extra mile when required. Thanks Nathan.Paul Dobson
Nathan went above and beyond for our home loan, easy to deal with and always happy to help with any queries you have, we would have no hesitation in recommending home free mortgages.Graeme Frazer
Just an amazing experience. My partner and I contacted Edward from Homefree Mortgages and soon had a comprehensive and accurate picture of our borrowing capability with various lenders. I have already recommended Edward at Homefree to my close friends and I’m beyond happy to do so publicly!Eric
Would recommend Edward 100% Edward could not have made the process of buying my first home and refinancing my investment properties any more simple for me. If it wasn’t for his help this whole process would have been a nightmare for me. I can not thank him or praise him enough.Cherrycore Studio
My partner and I dealt with Nathan from Homefree Mortgages. He was exceptionally helpful throughout the process and guided us through the confusing process of first home buying. We would absolutely recommend Nathan to anyone requiring a mortgage.Lewis Ronan
Nathan has looked after us for the past 10 years. He always goes above and beyond to help get us the best deal, aiding with all of the paper work, and ensuring a smooth process. His file keeping is second to none, as I have often gone back to him to ask for a copy of a document years later and he always locates and sends immediately. We can not recommend him highly enough.Annabel Dundas
Edward is AMAZING! He made everything easy to understand, his communication with us was great, and his recommendations for Conveyancing and Insurance turned out brilliantly, as we used both. Edward is the reason we were able to put in an offer quickly on our dream house before it was snatched up by other buyers. Thank you so much Edward & Homefree Mortgages!Erin Heffernan
Nathan and his team at Homefree Mortgages were an absolute breathe of fresh air to deal with! This was our first time buying a house and they made the whole process completely seamless. He got us a great deal with our home loan and I couldn't recommend their services enough. This won't be the last time we use Homefree Mortgages that's for sure.Lee Davidson
We can't speak highly enough of Nathan and the team at Homefree Mortgages. Nathan was absolutely incredible. Here are the plusses: Nathan was always available for questions and explanations, even if they were repetitive. Nathan took away the paperwork. Nathan was flexible in his advice and tailored our mortgage to our needs. Nathan was absolutely incredible.Ben Mol
A pleasure to deal with from start to finish. Nathan is always on the other end of the phone to simplify where things are at and answer any questions in terms that are easy to understand for the average person. I have dealt with other mortgage brokers in the past and these guys completely blew them out of the water.Neil Milne
We've worked with Ed twice now and both times he was able to quickly identify what we needed and what our options were. He then gave us a detailed outline of all possible avenues we should consider. Once we made our selection, he stepped us through the process of changing banks and making the experience very seamless. Thanks Ed!Paul Logan
We quickly got on to meeting with him and couldn’t have wished for a better mortgage broker. We absolutely love our new home and it couldn’t have been made easier without the help of Nathan and his team!J Louisa
Nathan from Homefree Mortgages Ferntree Gully has been instrumental in arranging and refinancing mortgages on my behalf over the last 6 years. This has ranged from a mortgage for a property through to a small short term interim loan. My experience has always been excellent.Penny Gibbins
Greg from Home Free Mortgages was great. He found us the best price, and then made the transition very smooth. Everything was done electronically and Greg made it easy for us to change to a better deal. Thanks Greg!Sharon Gough
Nathan was absolutely incredible. I can't speak highly enough of Nathan and the team at Homefree Mortgages. Nathan was absolutely incredible. He made what seemed like a very daunting and complex process so easy and stress-free. With his help, I managed to buy my first home. Would recommend him in a heartbeat. He is the best in the business.Ashleigh Faulkner
I can’t recommend or thank Nathan enough at Homefree Mortgages. I was highly recommend Nathan and he was wonderful! Clear, professional , always at the end of the phone. He managed to get us an amazing loan so simply without any stress and secured our family our dream home after so much stress. We have found a broker for life and recommend you do the same.Lucy Beach
We had such a positive experience with Homefree Mortgages. Nathan took the time to answer our questions and explain the process with genuine care and consideration. We felt like we were valued throughout the whole process. We would highly recommend and will be using them again in the future.Cally
A big thank you to Edward from Homefree Mortgages, we have used his services again for the purchase of our dream block of land. He took the stress out of the loan application process and took the time to explain every step. This is the second time we have used Edward's services and we would highly recommend Edward to anyone.Sascha Hovens
Nathan has been amazing in helping us buy our first home, he is available anytime to answer our calls and questions and the whole process has been smooth - highly recommend!Sophie
Nathan and the team have been absolutely amazing in helping us buy our first home. Nathan is friendly, welcoming, and a pleasure to work with. He managed to obtain a great loan for us in a very quick timeframe when we found our new home, even working over the weekend! I would highly recommend Nathan and his team, and we will be back in the future!James Kemper
Thank you so much for helping us buy our first home. Special shout out to Nathan who went above and beyond to find us the best rates and provide assistance whenever it was needed. Highly recommended. Highly recommended. Highly recommended. Highly recommended.Paul Holmes
Nathan and his team have excellent knowledge of his industry. He helped us secure our home loan as self-employed with absolutely no issues or problems. Nothing was too hard for him, and I appreciate his quick responses to all those niggling questions we had. I highly recommend Homefree Mortgages.Michelle Drinnan
Our experience with Homefree Mortgages was absolutely amazing. Nathan and the team went above and beyond to facilitate the best possible outcome for our family. They are genuinely good people providing an exceptional and professional service.PB
Nathan was so helpful and friendly when my partner and I came to Homefree Mortgages to help us buy our first home. He was also very flexible with meeting times, which made things much easier when we both work full-time jobs. We are very happy with the mortgage Nathan secured for us and look forward to using him again in the future.Laura J Waterhouse
Huge thanks to Nathan and the team at Homefree Mortgages for helping us purchase our first house. We would highly recommend Nathan to anyone! Huge thanks to Nathan and the team at Homefree Mortgages for helping us purchase our first house. He made the whole process less stressful and we can’t thank him enough. We would highly recommend Nathan to anyone!Bree King
I have now made use of Nathan and his team's services for both of my property purchases and I can highly recommend them. Nathan's knowledge and experience is a comfort during the whole process, and his personal touch results in a great customer experience.Brent Moult
Huge thanks to Nathan and the team at Homefree Mortgages for helping us purchase our first house. We would highly recommend Nathan to anyone! Huge thanks to Nathan and the team at Homefree Mortgages for helping us purchase our first house. He made the whole process less stressful and we can’t thank him enough. We would highly recommend Nathan to anyone!Ash Crouch
I have been using Homefree Mortgages for years and have always been impressed and pleased with their level of expertise, efficiency and willingness to help. Nathan and his team are a pleasure to deal with and are willing to take on any challenge (thankfully!). They take all the stress out of dealing with property loans. I recommend them to everyone!Angela Steffensen
I just want to thank Nathan on a remarkable job with an easy transition on refinancing. I've been dealing with Nathan at Homefree Mortgages for over ten years and each time l deal with him he so professional and honest.Craig Kozina
Nathan and the team at Homefree are fantastic. They are always on top of everything and take a lot of stress out of the application process. Very warm and friendly team. I highly recommend them to anyone especially first home buyers. I can not speak high enough of their level of customer service.Ray Gardner
Nathan X and the team at Homefree were nothing but exceptional. We had 17 days to arrange a loan and settle right before Christmas, yet nothing was an issue for them. Nathan was always one step ahead & very thorough, ensuring every box was ticked to avoid any possible delay. Thanks to all at Homefree, I'd recommend them to anyone.Lisa Toogood
Nathan and the team were amazing to deal with! I couldn’t recommend enough! Everything felt so easy when we were dealing with Homefree Mortgages from start to finish! The level of knowledge and expertise is incredible!!Liz Kinzett
We first got in touch with Edward around 2 years ago and he provided heaps of advice and guidance on budget and borrowing power. Throughout the whole time we've been working with him he's been responsive (at all times of the day - and just after having a baby!) and helped simplify the process of getting our home loan and finally into our new house. Very highly recommended.Ellison B
Highly recommended. Edward was fantastic, dealt with our complicated situation with ease and got us a great deal! Very through and kept all parties on track throughout the process. I’ll never go through a bank again. Highly recommended. Highly recommended. Highly recommended.Stephen Morganella
We highly recommend Nathan & his team. Nathan was lovely to deal with & very professional which made refinancing our mortgage a breeze! This was our second time around using Homefree Mortgages and we can't fault their services. If you're after a stress-free ordeal this is the broker for you.Lauren Francis
Thanks to Nathan and the team for making our experience completely stress free. Their customer service and knowledge is outstanding and I would rate them 6 stars if I could.Adam Chapman
With our recent journey of purchasing our first home, My husband and I had the opportunity to be advised and consulates by Nathan X from HomeFree Mortgage. Though my personal circumstance did not allow me to benefit Nathan’s service all the way, I truly recommend home buyers to use Nathan’s service as a home mortgage broker.Reena MPalanivelu
I have nothing but appreciation for these guys and in particular our broker Edward who supported us throughout our year long search. If you're looking to take the stress out of buying a property and have access to invaluable industry advice, I would definitely recommend speaking to Edward first.Wai Law
Nathan and team thank you for all the hard work you put in with my mortgage. We were thrown more than a few curve balls along the way and Nathan handled every single one so professionally. I would highly recommend anyone looking for a professional caring and passionate broker to endeavour the services of the Home Free Mortgages team. Nathan went above and beyond for us.James Pote
Using Homefree Mortgages eliminated all the hassle of changing lenders. Edward could not have been more insightful or helpful. Thanks Edward for helping us make the change and save $$$.Nicole Baird
It was a huge experience buying our first home, Nathan and the team made the process simple and very stress-free. Would certainly recommend Homefree Mortgages to all looking for an experienced broker who knows his stuff. Thanks guys, looking forward to working with you again in the future.Tom Dugan
Nathan has helped me twice obtain mortgages, with my added complication of being self-employed. I can't thank him enough for his persistence and positivity throughout the process - it certainly took a lot of the stress out of it for me. I would highly recommend Nathan to anyone looking for a home loan.Melinda Kearsley
Nathan and the team at Home Free Mortgages helped me get into the property market on my own 5 years ago and have again assisted me in purchasing my 2nd property. Nathan is always looking out for our best and made the process easy.Joanne Hiscox
Nathan was an exponential help with the scary process of buying our first home. He was unbelievably comforting, supportive and kind. Nathan took care if all the paperwork, did the hard yards and got us the best results we could of hoped for. I highly recommend Nathan and his business for anyone looking for a GREAT mortgage broker. Thank you with all our heart Nathan.Beth Hopper
We have used Nathan and his team at Homefree Mortgages for all of our personal and business loans for over 10 years. They have helped us grow our business and achieve our goals. They are always willing to go that extra step to ensure a seamless experience. I recommend them to all friends and family.JPlum Admin
We worked with Edward from Homefree Mortgages and he was fantastic. He is really knowledgeable and guided us through the process with much help and support. He was available to meet us out of regular business hours and we really appreciated how much he went above and beyond for us. We really recommend using Homefree Mortgages and Edward highly.Alison Allison
Cannot recommend Edward and the team at Homefree Mortgages enough! They are very knowledgeable and completely non-biased about the options they recommend you, and so easy to deal with. Another huge thank you to Edward and the Team!Nicki Burke
Nathan presented me with all my options and gave sound advice, interaction where great and all my expectations have been exceeded. I will be back next year for a review on my loans, and the year after!Michael Gibbs
As a first home buyer Nathan guided me through the whole process of finance and settlement of my new home, can't thank Nathan enough.Adam A
Nathan and his team at Homefree Mortgages have been fantastic! They make the process simple and easy to understand. We are first home buyers/builders and have been thoroughly impressed with the advice and guidance of Nathan. He and his team were supportive, understanding and prepared to answer our novice questions at any time!Max Eldridge
Highly recommended. Highly recommended. Nathan and the team were fantastic. As first home buyers, we only had a basic understanding of what was involved in buying a house. Nathan made the process as easy and straightforward as you could hope for. Highly recommended. Highly recommended. Nathan and the team were fantastic.Daniel Coady
We recently purchased our second property and were referred to Nathan to see what HomeFree Mortgages could do for us. Nathan has looked after us through the entire process, making it so easy to transition to a new bank with our existing (now investment) property and purchase our new home with such amazing rates!Tessa Coupar
Homefree Mortgages were fantastic with helping my partner and I buy our first home! I can't recommend Nathan and the team highly enough and am already planning when we'll go back for our next loan!Gemma Hayes
Thank you Nathan and the team at Homefree Mortgages. You helped make getting our home loan a stress free process and we are very happy with the loan that you were able to get us. I will be recommending you to others in the future.Caleb Thompson
Edward Mclnerney was professional, prompt and courteous. Working with him was pleasant and informative. Thanks, Edward and team!Basu Ram
We highly recommend Homefree Mortgages. We couldn’t be happier with the experience and support we had with Nathan when purchasing our first home. Homefree mortgages are thorough, professional and genuine. We are so thankful we had Nathan’s support and guidance.Rachael Dewhurst
Nathan and the group were unbelievable. So friendly and professional and made us felt at ease that all the financials would be taking care of. Nathan was happy to help at any time and discuss anything that we were confused about. Highly recommend these guys to anyone who is looking for a smooth process into their new home. Thanks again, Nathan!!!Shane Cornell
Edward at Homefree Mortgages was a brilliant broker. He took all the stress out of shopping around for a better mortgage off me and handled everything with the utmost professionalism. Managed to save us thousands of dollars a year and kept us in the loop all of the way through the process.David Dunn
Nathan and all the guys at Homefree Mortgages were exceptional in every way in assisting me to secure a mortgage. I am happy to recommend Homefree Mortgages to all my friends and family for any future financial dealings they may have. Once again Nathan, thank you for all your help.Kerreyne Carter
Nathan is absolutely the most fantastic mortgage broker! We can't thank him enough for going through the whole lending process to enable us to get our home loan approved. He consulted and informed us during the entire process. I cannot speak highly enough of the excellent customer service and care Nathan showed us. Thank you, Nathan...you were exceptional!Ange McLaren
Nathan and his team were great in assisting us with our mortgage, very pleasant to deal with and very helpful. I look forward to working with Homefree Mortgages again in the future.Katherine Palicki
Nathan and his team at Homefree Mortgages are fabulous. I cannot recommend Nathan Xenophontos highly enough for his professionalism and authentic approach to working out the best mortgage process and option available. So big thanks to the Nathan and his team and look forward to a very positive ongoing mortgage journey!Kelly Galvin
I could not recommend or speak more highly of Nathan Xenophontos and the Homefree Mortgages company. Nathan went above and beyond to help my partner and I and we are so thankful for his services. We required an amortisation table that was not related to a home mortgage and Nathan was more than happy to help. Thank you, Nathan. I look forward to working with you in the future.Hannah O'Connor
Nathan is an empathetic mortgage broker. He understands that seeking a home loan can be a stressful experience and provides excellent advice along the way regarding how much financial institutions will lend and their policies. Thanks for sorting our mortgage.Scott Marshall
Highly recommended. Highly recommended. Highly recommended. Nathan was very helpful & explained everything. Highly recommended.Bec Dockrey
We had a great experience with Nathan and team. Everyone we dealt with was very friendly and capable. Nathan is very knowledgeable and approachable - he's the perfect broker to have on side when negotiating a house purchase for the first time. We highly recommend Homefree and we will certainly be using them again for any future purchases.Blythe McLennan
Nathan and his team are extremely knowledgeable, efficient and helpful. Highly recommend them!Katarina Ates
Best brokers full stop. We went in to see Nathan and his team about making our first purchase. He explained the process to us, we found a house, signed some paperwork and then the guys at Homefree made the rest happen. All in all, it was a stress-free process and we would happily recommend Nathan and his team at Homefree mortgages.Marco Fulco
So simple and straight forward. Nathan was excellent to deal with. The whole team is professional. Definitely a place to visit if you are in, or thinking of getting into the property market.Andrew Hamilton
Nathan and his team were very helpful and friendly. As first home buyers, we were grateful to have someone to answer our questions and someone to explain things to us. Highly recommended!Jess Nichols
Nathan and the team made the whole process painless and incredibly easy. I highly recommend them to anyone! Thank you, Nathan!Tracey Hamilton
Nathan and his team were highly professional. I could not have asked for a better outcome! Nathan can make the impossible possible. Thanks, Home free mortgages!Tim LaTrobe-Bateman
My wife and I can't rate the team at Homefree Mortgages high enough, the service and response from the team was 20 out of 10! We knew we had the right people around us. All the finances happened without a glitch and most of all, the team kept us informed along the way, which was important to us. Nathan and the team come highly recommended!!!!Michael Gibbs
These guys are really good, they have helped me out a great deal with my mortgage, highly recommended.Daniel Trounson
Thanks for your professional advice throughout my purchase and thanks for the informative newsletters, very handy.Billy Schroeder
Nathan and his staff were exceptionally helpful towards our family refinancing to be able to extend our home for our son's disability. I highly recommend anybody wanting advice, a chance to find a better offer or assistance to speak to Nathan and the team at Homefree Mortgages... I will never need to see anyone else... Thank you!Donna Anderton
Greg helped us in a situation with very tight timelines. He was responsive and kept us informed and achieved the result we needed. Highly recommend and will definitely use again.Luke Meyer
Nathan & his staff are friendly, professional & really go above & beyond to get the perfect loan for your individual circumstances. Offering such a smooth process for my refinancing, removing the stress from what is usually quite a stressful time! Well done, can't possibly thank you enough :) Life changing!Carly Quinton
Great service, friendly, helpful. Probably would have struggled to get a home without Nathan and the team.Ben Handyside
Nathan is the best!! We would not go through anyone else for a mortgage ever again, he is stuck with us for life. Such person-centered service. We can't thank you enough for all you have helped us with!Ashleigh Goodall
I was referred to Nathan and the team by a family member and from the very start, I felt I was in good hands. It was my first time buying a home and Nathan and Robyn especially ensured I was well informed and comfortable through every step of the mortgage process.Max McQueen
Thank you once again to Greg for your diligence and extra focus on the attention to detail you have shown relating to the business at hand with my financial dealings for the refinancing of my mortgage and the purchase of my new vehicle. I would without hesitation, be sure to recommend you to all my associates and friends. In appreciation of your good work and with thanks.Mark Jester
Nathan and the team were fantastic. Nathan and the team were fantastic. They were realistic, honest and delivered on everything they said they would. I would not hesitate to recommend them based on the service we received.Paul Nichols
Homefree Mortgages were very efficient, professional and thorough. All aspects of their services were excellent. Nathan Xenophontos, was very friendly and a pleasure to work with. He made the process of buying a first home very easy for my wife and I. I highly recommend both Nathan and Homefree Mortgages.Nicholas Kiatos
A huge thank you to Nathan and the team for making the whole home loan process so quick and easy for me. They also got my son's loan across the line when no one else could help. Cannot recommend highly enough!Ruth Felmingham
Having now dealt with Nathan and the rest of the Homefree Mortgage team for both a mortgage and a remortgage, I can say that both experiences were professional, friendly and extremely satisfying. The service was friendly and accommodating throughout, and I cannot say a bad word against them. As great an experience as you could imagine when arranging a mortgage.David Gwilliam
Nathan and the team at Homefree Mortgages have been been fantastic to deal with. We had a quick settlement with me overseas for 3.5 out of the 6 weeks. They made it such an easy and stress free process. Couldn't recommend more highly.Chantelle Smith
This team truly is amazing. Nathan went above and beyond to get us finance when our original bank had declined us, despite having a pre-approval after purchasing at auction. He even managed to find us a better interest rate for both of our properties. Couldn't recommend highly enough!!Emma Koster
Thanks to Edward my dream of owning a home has come true. He never gave up and helped me through the process, he was thorough, positive and well informed. Forever thank you.Melinda Albers
I'd like to thank Nathan and his team at homefree mortgages for guiding me through the purchase of my investment property. Throughout the process Nathan was always readily available when I needed assistance and articulated very clearly my needs and requirements for purchasing successfully. Great work team and thanks again for everything.Neil Forring
Nathan has been most helpful assisting myself and my husband over the past 3 years when it came to purchasing our first, and second property. Originally refered to Nathan by a trusted friend, and based on my experiences, I would definitely recommend Nathan to my own family and friends. A brilliant team, who care about their clients.Ashlea Wells
My husband and I have used both Nathan to help with the finances of our first home, and most recently Edward when refinancing and found both to be absolutely brilliant! I would not hesitate to recommend the services of Homefree Mortgages, and personally Edward & Nathan. Thanks for a great service!!Erin Burch
I found Nathan from Home free Mortgages on Google and gave him a call. This was probably the best decision I could have made whilst home shopping. In the 9 months we were shopping, Nathan always and happily made himself available with advice and answers. I can't recommend highly enough Nathan and the Homefree staff for their professionalism and kind attention.Adam Williams
Nathan did an amazing job helping us secure our home loan. He was very helpful and knowledgeable and kept us calm through a stressful process. I feel that he went above and beyond expected customer service standards. We were very impressed and would definitely recommend him.Petra Hopert
Edward was an absolute pleasure to deal with. What would naturally be a stressful process he turned into a stress free process. He answered all my questions at any hour of the day! Highly recommend him and his team!Nilly Keshtiar
Nathan and his team were efficient and very knowledgeable and made buying our home stress free. Anyone looking for a broker I highly recommend these guys.Paul Sciacca
After being declined mortgage finance due to a ridiculous insurance technicality, our agent recommended we speak with Nathan. We were impressed by his professionalism throughout, which extends from the top through the Homefree Mortgages team. Nathan rocks!Paul Miles
I have used the guys at Homefree Mortgages for a home loan, investment loan and vehicle finance. On every occasion the whole process has been handled perfectly. Attention to detail is excellent, and much better rates than I was offered by the banks.Andrew Jordan
"Thank you" just doesn't express the gratitude I have for the fabulous service I received at Homefree Mortgages!! Nathan was not only helpful, professional and knowledgeable, he was also understanding, trustworthy and personable, reducing the stress of the decision making. I would definitely be seeking his advice in the future. Thank you so much Nathan!!Debora Horsburgh
A massive thank you to Edward from Homefree Mortgages, Mountain Gate. Our new mortgage negotiated by Edward with a leading bank saves us a whopping $400 per month. This has released a lot of tension from our monthly budget. All thanks to Edward. I can honestly say you will not regret your decision to have Edward from Homefree Mortgages work for you.Margie M
Anthony was very impressive in the way he handled the entire process of helping us to buy our first home. Being a first time buyer, Anthony educated us all of the way through the process and helped us to secure the best interest rate possible. He definitely went above and beyond what I expected, and I was happy with the end result.James McWhinney
Nathan has been amazing once again! With now our second home going through Homefree Mortgages we had no issues with anything. Nathan has provided sush a helpful and excellent service. We have recommended him and Homefree Mortgages to 3 or 4 couples who have all been just as happy with the service!! Highly recommend!!!S Frawley
Without Nathan, I wouldn't have successfully purchased the property I am living in now. Nathan is not only dedicated, but also attentive, professional, and funny! It was definitely a positive experience. I only wish there were more people like Nathan working in this industry. Thanks heaps Nathan!Eddie Cheung
Highly recommend Nathan and his team, very professional, dedicated and friendly! Have helped us more than once, Would never go anywhere else! Thanks guys.Laura Johnstone
Nathan from Homefree Mortgages was highly recommended by a good friend 3 months ago, now we can understand why! Every step along the road to purchasing our first home, we had the confidence and reassurance of being in great hands through his exceptional knowledge of the local area.Tony Loucas
Being in the real estate industry I thought that I had a fairly extensive grasp of the loan process when I chose HomeFree Mortgages to service my loan application. Nathan was great sitting down with me a few times throughout the process and was readily available over the phone for any questions that I may have big or small.Hugh Francis
The team at Homefree Mortgages are as good as it gets. The service they provided was exceptional, and having dealt with the major banks before, I can honestly say Nathan and his team have the systems to ensure a very smooth transaction. Furthermore, the amount of banks and lenders Homefree deal with helped us secure a much better rate!! Thanks guys!Knox Residential
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